500 nm thick silver-zinc oxide (Ag-ZnO) films were grown by electron beam evaporation on 316 L stainless steel (SS) substrate and on 150 nm thick Inconel 600 (IN600) interlayer. The films were annealed in air at 500 degrees C for 1 h. The morphological and structural analyses confirmed smooth, uniform, homogeneous and crack-free surfaces with nanocrystalline grain size for all films. The elemental composition analysis yielded up to 0.6 wt% Ag in Ag-ZnO/IN600 films. The ultraviolet-visible spectroscopy and Raman spectroscopy along with mechanical and electrochemical tests revealed improved optical, scratch resistance and electrochemical properties of Ag-ZnO/IN600 films than Ag-ZnO films. Ag-ZnO/IN600 and Ag-ZnO films exhibited higher antibiofilm activity against Staphylococcus aureus, Pseudomonas aeruginosa and Candida albicans pathogens, comparatively with IN600 films and SS substrate. The superior functional properties of Ag-ZnO/IN600 films suggest their potential for practical applications as antimicrobial and robust coatings on SS surface-contacting medical devices with limited exposure.