This paper describes a compound porous media model approach for numerical analysis to investigate the aero-thermal performance and characteristics of a flat top U-tube heat exchanger. The heat exchanger was considered as a combination of three sections; vertically straight tube section, bent tube section, and horizontally straight tube section. The porous media coefficients were obtained by using empirical correlations for the pressure drop and heat transfer for each section. The numerical results of the compound porous media model were compared to those of a conjugate heat transfer (CHT) CFD analysis, considering real tube geometry and experiments in order to validate the proposed compound porous media approach. The validation revealed that the proposed approach provides reasonable flow and heat transfer characteristics as well as the overall aero-thermal performance of the flat U-tube heat exchanger, with a considerable reduction of the required computational power. (C) 2019 Elsevier Ltd. All rights reserved.