Two approaches to preparation of Ag-clad Au colloid monolayers are described. Each begins with a preformed monolayer of colloidal Au particles on glass, Au-coated quartz, or In-doped SnO2. Chemical reduction of Ag+ from a commercial Ag coating formulation (LI Silver) or electrochemical reduction of Ag+ leads to surfaces for which the amount of Ag deposited can be controlled. On transparent substrates, Ag deposition can be followed in real time by UV-visible spectroscopy. When the substrate is an electrode, electrochemical deposition can be monitored by coulometry; for the chemical process, anodic stripping voltammetry yields accurate values of the amount of Ag present, as confirmed by quartz crystal microgravimetry (QCM). Chemical reduction yields surfaces that are extremely enhancing for surface enhanced Raman scattering (SERS), although the deposition process required must be precisely tuned. In contrast, electrochemical deposition, while affording more accurate control of the reduction rate, produces only mildly enhancing surfaces. Atomic force microscopy (AFM) images of electrochemically-produced surfaces show formation of very large nonuniform Ag particles that are distinct from the Au colloid monolayer, while those prepared by LI Silver show both growth of Ag on Au and formation of smaller colloidal Ag particles attached to Ag-coated Au particles.