We present molecular dynamics simulations of the disintegration of neat and Na+ doped (H2O)(1032) clusters induced by a surface collision at velocities of 1.75 and 2.91 km/s. The incorporated ion acts as a spectator to the collision and ends up in one of the largest cluster fragments. The micro-solvation shell of the Na+ ion is exchanged during the collision even in the low velocity case where large portions of the cluster survive. Two different regimes can be discriminated in the micro-solvation dynamics, an impact-driven exchange initially and a diffusion channel evolving during the evaporative stabilization of impact heated cluster fragments. (C) 2004 Elsevier B.V. All rights reserved.