In tensile stretching, many polymers undergo strain localization. The geometrical form of the localization can take the form of either a shear band or an approximately symmetric neck. We present a constitutive model of the early stages of deformation that predicts which form the localization will take. The model consists of an Eyring process acting with a Gaussian network that is implemented numerically. A Levy-Mises flow rule associated with the Eyring process has a tendency to produce shear bands. A relatively stiff Gaussian network is used in a model of polycarbonate that ensures that most of the strain is taken up by the Eyring process, resulting in shear banding. In contrast, a relatively soft Gaussian network is used in a model of polyethylene, which takes up the greater part of the strain, resulting in a neck. The predictions are compared with experiments. For polyethylene, a two-Eyring-process model is introduced for better accuracy. (C) 2007 Wiley Periodicals, Inc.