In this study, the physical and chemical properties of bottom ash and fly ash originating from the co-combustion of biomass-derived fuels (i.e. wood chips, sawdust, bark, and peat) from a 32 MW fluidized bed boiler at a municipal district heating plant were investigated. Silicate minerals were predominant in the bottom ash and calcium minerals in the fly ash, with most of the inorganic nutrients and heavy metals being enriched in the fly ash. The enrichment factors for heavy metals in the fly ash varied between 0.2 for silicon and 16.3 for lead, and for plant nutrients. between 1.5 for phosphorous and 108 for potassium. However. all heavy metal concentrations in both the bottom ash and fly ash were significantly lower than the current Finnish limit for maximum allowable heavy metal concentrations for forest fertilizers, which came into force in March 2007. According to the particle size distribution. the mass loadings of heavy metals in the fly ash were more than 90% contributed by the smallest particle size fraction lower than 0.074 mm. In the bottom ash, between 83.6 and 91.9% of the mass loadings of heavy metals were contributed by the particle size fraction between 0.5 and 2.0 mm. (C) 2009 Elsevier B.V. All rights reserved.